Credit Card Processing Services: The Ultimate Guide for Businesses
Merchant accounts, payment gateways, interchange-plus-if the jargon alone makes you want to stick to a cash-only model, you’re not alone. Navigating…
The Latest From Our Blog
Ecommerce Payment Processing: The Ultimate Omni-Channel Guide
Are high transaction fees slowly eating away at your profit margins? Does the thought of deciphering terms like ‘interchange rates’ and ‘payment…
PMSAI (Payments Model Standard for AI)
Governance & Adoption Core Architecture of the Standard Every transaction is: This avoids the classic mess of: All are views of the same object. Transaction Lifecycle (State Machine) Explicit intents (all first-class): Partial actions are native: Each state transition: This is critical for: Payment Instruments (Abstracted, Extensible) First-class abstractions: Each instrument carries capability flags: Note: […]
Cost-Saving Programs in Payments: A Strategic Perspective from STRICTLY
Cost-saving programs have become a common topic in the payments industry. As processing costs increase and pricing pressure grows, many providers position surcharging, dual pricing, or alternative models as quick solutions. From STRICTLY’s perspective, however, cost-saving programs are not products, they are strategic decisions. How a payments company designs, positions, and supports cost-saving programs reveals […]
Why Payment Strategy Defines the Quality of a Payments Partner
In the payments industry, partnerships are often evaluated through pricing, volume, or technology. While these factors matter, they rarely determine whether a partnership will succeed over time. From STRICTLY’s perspective, the true indicator of a strong payments partner is far more fundamental: payment strategy. Payment strategy reveals how a company thinks, how it manages risk, […]
Credit Card Surcharging and Modern Payment Strategy for Small Businesses
As payment processing costs continue to rise and customer payment preferences evolve, small businesses are increasingly forced to rethink how they price, accept, and manage payments. Credit cards, digital wallets, and alternative payment methods have become standard, but they also introduce higher costs, greater complexity, and increased responsibility. At STRICTLY, we view payment strategy as […]
Agentic AI and the Human Side of the Next Financial Evolution
By Rolian Ruiz, CTO Strictly When I walked into the Elavon 2025 Partner Conference this year, I didn’t just see technology updates or new product demos. I saw the heartbeat of an industry reinventing itself. Year after year, Elavon brings ISOs, partners, and innovators together like a family reunion, a family that pushes each other to grow, compete, and […]
Empowering a luxury dental experience with seamless payment innovation
Company Overview Modern Dental Studio is a leading aesthetic and restorative dental clinic in Miami, Florida. Known for its cutting-edge technology and personalized patient care, the clinic caters to a discerning clientele seeking both high-quality results and convenience. With a growing patient base and multiple service categories—from cosmetic dentistry to oral surgery—the clinic needed a […]
Understanding the Penny-Off Issue with Surcharge Adjustments
In the payment processing industry, accurate calculations are essential for building trust and ensuring financial transparency. However, small rounding discrepancies commonly known as the “penny-off issue” can occur when surcharges are calculated and processed with different methodologies. This article examines how using a derived surcharge rate of 3.3816% instead of a direct calculation of […]
Strictly Releases API Integration Open Dental
Miami, FL, September 26, 2023 – Strictly, initially established as a surcharging platform, is excited to announce its API integration with Open Dental, marking its entrance as a significant participant in one of the largest third-party partner programs in the dental industry. This integration connects Strictly with an expansive ecosystem of applications, further enriching Open […]